The EID Program is a Medicaid buy-in program for workers with disabilities who would be ineligible for Medicaid because of their earnings.
On January 1, 2024, changes to the Employed Individuals with Disabilities (EID) Program went into effect.
Changes include:
- No more maximum income eligibility
- No longer counting resources that belong only to your spouse
- Now allowing Independence Accounts
- New premium payment amounts based on your income
- New applicants can now be as young as 16 years old
For current participants, these changes will only go into effect for you when you next renew your Medicaid coverage. For more information, see the EID Program Changes Notice.
Eligibility
To be eligible for the EID Program, you must meet all the following:
Work Requirement
To qualify for the EID Program, you may be employed or self-employed. There is no minimum amount you must earn to qualify, but your earnings must be subject to taxes. You can't be working “under the table". If you work for an employer, you should have pay stubs that show taxes withheld from your pay. If you are self-employed, you should pay estimated taxes.
Resource Limit
Before January 1, 2024, there was a resource or asset limit of $10,000 for you alone or $15,000 if you are married. Now if you are married, resources that are only your spouse's will no longer count. Resources that you own together, called joint assets, and assets only you own will still count towards your $10,000 limit. For more information about countable resources, see the FAQs.
New Premium Payment Amounts Based on Your Income
Individual Income Range Effective March 2024
| Couple Income Range Effective March 2024
| Monthly Premium
|
Less than $15,060
| Less than $20,440
| $0
|
$15,060 - $30,120
| $20,440 - $40,880
| $25
|
$30,120 - $37,650
| $40,880 - $51,100
| $40
|
$37,650 - $45,180
| $51,100 - $61,320
| $55
|
$45,180 - $67,770
| $61,320 - $91,980
| 4.0% of monthly countable income
|
$67,770 - $90,360
| $91,980 - $122,640
| 5.0% of monthly countable income
|
$90,360+
| $122,640+
| 7.5% of monthly countable income
|
How to Apply
Complete the EID Program application, sign and date it, enclose the supporting documents and mail to:
Eligibility Determination Division
EID Program
Maryland Department of Health
6 St. Paul Street, 4th Floor
Baltimore, MD 21202
If you need help applying for the EID Program, and you work with a disability agency in Maryland, that agency may be able to help you. You may also contact the Center for Independent Living for help.
Payment Hardship Claim
If you are temporarily unable to pay your monthly premium, you may qualify for a Claim of Hardship Exemption. For more information, see the EID Hardship Exemption Fact Sheet.
Complete and submit the EID Hardship Request Form.
