​Eligibility Determination Division (EDD)

Maryland Department of Health
6 St. Paul Street
Baltimore, MD 21202

Centers for Independent Living

Disability Rights Maryland
Maryland Work Incentives Network (MD-WIN) 

State Health Insurance Assistance Program

The State Health Insurance Assistance Program (SHIP) informs Medicare beneficiaries (including people with disabilities who are under age 65) about a range of Medicare issues. The Maryland SHIP program provides trained staff and volunteer counselors in all 24 counties. SHIP counseling services are confidential and free of charge.

  • Counselors provide in-person and telephone assistance in the following general areas:
  • Medicare Prescription Drug Coverage Program (Medicare Part D)
  • Medicare supplements (Medigap Plans)
  • Assistance for disabled Medicare beneficiaries (under age 65)
  • Medicare Advantage Plans (HMOs, Private Fee-for-Service, etc.)
  • Long Term Care Insurance
  • Medical Assistance programs
  • Assistance for low-income beneficiaries
  • Assistance with denials, appeals and grievances
  • Billing problems
  • Health care fraud and abuse
  • Volunteer counselor opportunities
  • Free community presentations