What is Value Based Insurance Design?
The basic V-BID premise is to align patients’ out-of-pocket costs, such as copays and premiums, with the value of health services.  This approach to designing benefit plans recognizes that different health services have different levels of value.  By reducing barriers to high-value treatments (through lower costs to patients) and discouraging low-value treatments (through higher costs to patients), these plans can achieve improved health outcomes at any level of health care expenditure.  Studies show that when barriers are reduced, significant increases in patient compliance with recommended treatments and potential cost savings result.  

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